File for Chapter 13 Bankruptcy

Chapter 13 bankruptcy allows people with regular income but overburdened with debt to lower their monthly bills. The Chapter 13 plan allows you to consolidate your debt, lower your total amount owed and pay it off over the next 3 to 5 years. The Chapter 13 plan gives people with secured creditors and/or valuable assets the breathing room they need to take care of their debt.

Avoid Car Repossession

A Chapter 13 Bankruptcy can help you reorganize your auto loan to get a more affordable monthly payment. An automatic stay is placed on all creditors after filing, that puts a stop to any collection efforts by creditors, including repossession of your vehicle. Furthermore, the Chapter 13 can also assist in the return of an already repossessed vehicle.

Stop Foreclosures

The automatic stay, awarded after the filing of a Chapter 13 bankruptcy will also put on hold all foreclosure proceedings in state court. With a Chapter 13 filing you can stop a sale of a property and pay back the amount you are behind over next 3 to 5 years.

Restructure Tax Debt

A Chapter 13 bankruptcy can help you reorganize your tax debt, and in most cases pay a lower amount back to the IRS.

Protect Your Assets by Filing Chapter 13

Filing a Chapter 13 bankruptcy can help protect any valuable assets from a Chapter 7 liquidation and still take care of your debt. The Chapter 13 automatic stay will protect your assets from your creditors, liens, or liquidation.

Contact DebtErasers for your
free consultation

Your request has been submitted!

Thank you for reaching out to DebtErasers for your free consultation. Your online submission was received and is now being processed. During office hours, we will reach out to you within 30 minutes. Requests submitted after hours will be answered by 8:00 am on the next day.

We look forward to speaking with you and providing you the debt free future you deserve.

Unable to submit

Unfortunately, something went wrong and we weren't able to submit your inquiry. Please call the number at the top of the screen instead.

Alternatively, refresh this page and try submitting again.

Invalid Input
OK