Bankruptcy is the first step to a fresh start.
- Monitor your credit report
- Your negative debt should fall off your credit report 6 months after filing
- Access https://www.annualcreditreport.com/index.action to pull your free credit report.
- Rebuild your credit score
- Remain current on revolving debts such as mortgage, auto loan, student loans
- Apply for a secured credit card
- Set yourself up on a path to home ownership and financial freedom!